WHAT TYPE OF COVERAGE DO YOU NEED?
In the conduct of its business, your company may be liable for bodily injury, physical damage or financial losses caused to third parties: injuries, damage to equipment, business interruption, etc. Without Third-Party Liability insurance, this damage can have a significant impact on your balance sheet.
HOW WE SUPPORT YOU
Third-Party Liability is a broad field. It affects all companies, regardless of their line of business, size or geographical location. We are able to support you with “traditional” liability products as well as with specialized products, at the cutting edge of innovation:
- Liability related to the operation of your business: any damage caused during your professional activities by your employees, your property, or by work you carry out on third-party premises;
- Liability for products or services that you market: any damage caused by the works, projects, equipment, materials or products you have produced and/or supplied;
- Professional risks related to your intellectual services: any damage caused by your purely intellectual services (for example by your technical or process consulting firms, your IT engineering service companies, regulated professions, etc.);
- Environmental risks: in the conduct of your business, any losses caused to third parties as a result of accidental or gradual environmental damage, damage to biodiversity and environmental liability, and your clean-up costs;
- Protection of environmental liabilities / environmental bonds;
- Risks of losses resulting from accidental and/or criminal contamination: recall costs, product costs, business interruption and loss of brand reputation, crisis management costs and additional costs, and blackmail.
Availability and efficient organization to best serve the operational interests of our clients upstream through our day-to-day advice and the placement of their insurance programs, and downstream in the defense of their interests should they be implicated in liability actions.
OUR ADDED VALUE
A listening approach and day-to-day investment to provide efficient insurance solutions tailored to the needs of our clients, including the delegation of certain tasks to our teams, such as the management of claims subject to deductibles and retentions.
In-depth knowledge of our clients’ business to provide ongoing support in the analysis of their risks and the management of their claims.
Recognized experience and technical expertise in the field of Third-party Liability facilitating the continuous improvement of coverage and optimal management of claims.
Longstanding and day-to-day interaction with the Major Risks market and the French market players, combined with frequent contact with the European and London markets.
WHAT MAKES US DIFFERENT?
The strength of our Third-Party Liability offering lies in our human and technical resources. Our values are accountability, innovation, technical knowledge and the stability of our team, which is committed to a continuous training program.
This team is multidisciplinary and made up of different profiles who developed their expertise in brokerage and insurance companies with a balance between senior profiles and regular hires to ensure the continuity and sustainability of technical knowledge and the renewal of methods and approaches.
Our ability to challenge ourselves and think outside the box, together with our cross-functional approach to our clients’ needs for a 365-degree view of their risks, not forgetting our consistent focus on reliability through the use of high-performance digital tools.