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Publications and studies | 28 July 2025

Opinion Paper and Joint Interview: Natural Catastrophe Risks & Insurance

The consequences of climate change are now a tangible reality: natural disasters are becoming more frequent, more intense, and their economic impact is steadily increasing.

In this context, Diot-Siaci is pleased to offer you two exclusive resources to help you better understand the challenges and upcoming transformations in the insurance sector.

Opinion Paper: Natural Catastrophe Risks & Insurance

This paper provides:

  • A detailed overview of climate-related claims, both in France and globally
  • Forecasts extending to 2050
  • An in-depth analysis of the insurance, technological, and methodological levers available to address these risks
  • Insights into the anticipated medium-term specialization of underwriting and, consequently, of risk placement brokerage for natural catastrophe exposures, distinct from traditional property damage risks, along with the implications for market stakeholders

Joint Interview: Florence Louppe & Frédéric Durot

Florence Louppe (Chief Executive Officer) and Frédéric Durot (Head of the Global P&C Division) at Diot-Siaci Corporate Solutions share their vision for the future of the industry.

They discuss, in particular:

  • The likely emergence of a dedicated insurance model for natural catastrophes, separate from standard Property Damage coverage
  • The importance of offering tailored solutions to meet the needs of all businesses, from fully customized to standardized approaches